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| Keller Williams® Realty of Highlands Realty 2359 US 27 South, Sebring, Florida 33870 Cat Murphy Realtor® 863-214-1622 Cell/Office 1-877-386-4343 Toll Free/Office 1.866.814.4836 Toll Free Fax E-Mail: RealEstateCat@Earthlink.net Web: www.RealEstateCatInfo.com |
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Short Sales ?
Pre Foreclosure ?
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Gov. Charlie Crist spoke out again in favor of Amendment 5 yesterday during one of his meetings
with constituent groups, this time business people. The group included FAR President Chuck
Bonfiglio, who thanked Crist for being ''the catalyst'' for Amendment 1, and said that Amendment
5 would be the second part of the tax relief promised by the governor.
Read the full story:
http://www.floridarealtors.org/NewsAndEvents/n1-080608.cfm
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PROPERTY INSURANCE
Florida Insurance Commissioner Kevin McCarty announced yesterday that the state plans to
reject Florida Farm Bureau insurance companies' request for an average 28 percent statewide
property insurance rate increase. State Farm will defend its 47.1 percent increase request next
week.
Read the full story:
http://www.floridarealtors.org/NewsAndEvents/n2-080608.cfm
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MORTGAGES
The cost of a mortgage is about to go up. Fannie Mae announced on Tuesday that it would charge
its lenders more, but as the costs get passed down the line, homebuyers can expect their next
mortgage to cost about a quarter-point more than their last one.
Read the full story:
http://www.floridarealtors.org/NewsAndEvents/n3-080608.cfm
| Keller Williams® Realty of Highlands Realty 2359 US 27 South, Sebring, Florida 33870 Cat Murphy Realtor® 863-214-1622 Cell/Office 1-877-386-4343 Toll Free/Office 1.866.814.4836 Toll Free Fax E-Mail: RealEstateCat@Earthlink.net Web: www.RealEstateCatInfo.com |
National Market Update
The National Association of REALTORS® (NAR) report sales gains in several areas across the
country compared to the same time a year ago, and are predicting greater demand in the months
ahead. Although national sales for pre-existing homes declined 1 percent in April, a recent change
in mortgage practices makes it easier for buyers to obtain conventional financing.
According to NAR President Richard Gaylord, Freddie Mac and Fannie Mae will enable buyers to
acquire affordable financing, "with down payments of only 5 percent on most mortgages, with 100
percent financing available on some loan products." Gaylord predicts an upturn in sales this
summer.
NAR economists believe the changes will heat up the market as buyers have greater financing
options available. Lawrence Yun, chief NAR economist, offered even more good news to those in
higher priced markets, saying, "a recent notable drop in interest rates on conforming jumbo loans
will help consumers in high-cost markets like California and New York."
Freddie Mac reported the national average 30-year, conventional, fixed-rate mortgage dropped to
5.92 percent in April compared to 5.97 percent in March; the rate was 6.18 percent in April 2007.
Nationally, total housing inventory at the end of April rose 10.5 percent to 4.55 million existing
homes available for sale.
lender and try to negotiate a better deal, they just move out and mail the keys in; and lenders
don't put up a fuss. "I can't get you to pay if you've got no skin in the game," says one lender.
The National Association of REALTORS® (NAR) report sales gains in several areas across the
country compared to the same time a year ago, and are predicting greater demand in the months
ahead. Although national sales for pre-existing homes declined 1 percent in April, a recent change
in mortgage practices makes it easier for buyers to obtain conventional financing.
According to NAR President Richard Gaylord, Freddie Mac and Fannie Mae will enable buyers to
acquire affordable financing, "with down payments of only 5 percent on most mortgages, with 100
percent financing available on some loan products." Gaylord predicts an upturn in sales this
summer.
NAR economists believe the changes will heat up the market as buyers have greater financing
options available. Lawrence Yun, chief NAR economist, offered even more good news to those in
higher priced markets, saying, "a recent notable drop in interest rates on conforming jumbo loans
will help consumers in high-cost markets like California and New York."
Freddie Mac reported the national average 30-year, conventional, fixed-rate mortgage dropped to
5.92 percent in April compared to 5.97 percent in March; the rate was 6.18 percent in April 2007.
Nationally, total housing inventory at the end of April rose 10.5 percent to 4.55 million existing
homes available for sale.
lender and try to negotiate a better deal, they just move out and mail the keys in; and lenders
don't put up a fuss. "I can't get you to pay if you've got no skin in the game," says one lender.
Read the full story:
http://www.floridarealtors.org/NewsAndEvents/n5-031108.cfm
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- What to do about your loan in the year ahead.
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- Too many people worry that they will have to pay Uncle Sam when they sell their homes. But since the rules
changed in 1997, it has been one of the best tax breaks around.
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